The Builders Risk Reality Check: Coverage Gaps, Timing Traps, and Claim Disputes

Builders Risk is frequently treated as “cover the materials until the job is finished.” In reality, it is a first party property policy designed for the constantly changing exposures of construction projects. Walk through how Builders Risk policies are structured, who should be insured, and where coverage gaps often appear. Using real claim scenarios, participants will review timing triggers, covered property disputes, and off site exposure issues that regularly lead to denied claims. Leave with practical questions to ask during placement so coverage matches how the project actually operates.

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