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The Builders Risk Reality Check: Coverage Gaps, Timing Traps, and Claim Disputes

Builders Risk is frequently treated as “cover the materials until the job is finished.” In reality, it is a first party property policy designed for the constantly changing exposures of construction projects. Walk through how Builders Risk policies are structured, who should be insured, and where coverage gaps often appear. Using real claim scenarios, participants will review timing triggers, covered property disputes, and off site exposure issues that regularly lead to denied claims. Leave with practical questions to ask during placement so coverage matches how the project actually operates.

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Webinar Details

The Builders Risk Reality Check: Coverage Gaps, Timing Traps, and Claim Disputes

Builders Risk policies often look simple on the surface, but real claim outcomes depend on details many producers and adjusters only discover after a loss. Examine how Builders Risk actually works during construction, highlights common coverage traps, and shows how better underwriting questions can prevent disputes before the first claim. 

Date and Time
Webinar Duration
120 minutes
CE Requirements
Verify your state and license CE requirements
Topics
  • Clarify how Builders Risk differs from a simple “materials only” approach to construction coverage
  • Identify common coverage gaps involving location, property definitions, and project value changes
  • Evaluate who should be named insured based on contract roles and insurable interest
  • Recognize timing triggers that can quietly terminate coverage during occupancy or completion
  • Apply claim based scenarios to spot issues before underwriting or claims disputes arise
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