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More Than a Van: The Hidden Layers of Delivery Auto Risk

Last-mile delivery has transformed everyday auto risk into a web of drivers, vehicles, platforms, contractors, policies, and digital evidence. Examine how post-pandemic driving behavior, larger vehicles, gig delivery, company fleets, and layered business relationships are changing loss frequency and severity. Explore personal and commercial coverage gaps, app-based coverage triggers, digital evidence preservation, repair complexity, litigation trends, and autonomous technology. Review practical strategies help agents and adjusters identify exposures, document coverage concerns, preserve critical evidence, and better manage increasingly complex delivery-related claims. 

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Webinar Details


More Than a Van: The Hidden Layers of Delivery Auto Risk

A delivery van may look like one auto risk, but the coverage story can involve drivers, contractors, platforms, employers, and multiple policies. Examine the hidden layers of last-mile delivery, including gig coverage gaps, fleet relationships, digital evidence, rising repair costs, autonomous technology, and liability trends reshaping personal and commercial auto exposures. 

Date and Time
Webinar Duration
180 minutes
Topics
  • Map the drivers, vehicle owners, employers, contractors, platforms, and policies behind modern delivery exposures.
  • Identify coverage gaps involving personal vehicles, gig delivery, deadhead periods, multi-app driving, and first-party losses.
  • Preserve app records, GPS data, telematics, camera footage, and other digital evidence before it disappears.
  • Assess how larger vehicles, complex repairs, fleet electrification, and rising liability costs are changing claim severity.
  • Anticipate emerging insurance questions involving autonomous delivery technology and increasingly layered responsibility.
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