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The PIP Puzzle: Comparing No-Fault, Add-On & Choice Auto Systems

When clients hear “no-fault,” many assume fault no longer matters. Reality is far more complicated. In this engaging one-hour webinar follow the same auto accident through a traditional tort state with add-on PIP, a classic no-fault state, and a choice no-fault jurisdiction. Compare coverage triggers, litigation thresholds, attorney involvement, and claim outcomes while exploring common consumer misconceptions. Gain practical talking points to explain PIP, limited tort, and lawsuit rights more clearly, helping reduce misunderstandings, improve customer service, and minimize E&O exposure. 

  • Standard Webinar Price: $49.00
  • CEU Unlimited Subscriber Price: Included in your subscription.
    • *CEU Unlimited subscriber webinar discount will be reflected in the checkout process. No discount code or pre-paid agreement number required!
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Webinar Details

The PIP Puzzle: Comparing No-Fault, Add-On & Choice Auto Systems

No-fault. Add-on PIP. Choice no-fault. They sound similar, but claims can unfold very differently depending on the state. Follow one auto accident through three distinct insurance systems and discover how PIP benefits, lawsuit rights, claim handling, and customer expectations change along the way. Perfect for producers, adjusters, and insurance professionals seeking practical, real-world insight. 

Date and Time
Webinar Duration
60 minutes
CE Requirements
Verify your state and license CE requirements
Topics
  • Compare how the same accident is handled under tort/add-on PIP, no-fault, and choice no-fault systems.
  • Identify key differences in PIP benefits, litigation thresholds, and bodily injury claim opportunities.
  • Clarify common misconceptions about “no-fault” coverage and what it does and does not provide.
  • Evaluate how policy elections, coverage limits, and state laws influence claim outcomes.
  • Strengthen client conversations with practical explanations that help reduce E&O risks and service challenges.
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