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Unconventional Dwellings: When the Form Doesn't Match the Risk

Explore how unconventional dwellings are reshaping property risk and exposing gaps in standard insurance approaches. Barndominiums, manufactured homes, modular construction, and shipping container homes each present distinct structural, regulatory, and behavioral challenges. Examine how these dwelling types affect underwriting decisions, policy form selection, replacement cost accuracy, and claim outcomes. Attention is also given to lifestyle risk, occupancy patterns, and owner behavior that often drive losses more than construction materials alone. Gain practical strategies to assess risk, communicate coverage issues, and navigate complex claims with greater confidence.

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Webinar Details

Unconventional Dwellings: When the Form Doesn't Match the Risk

Explore how non-traditional dwellings challenge traditional insurance assumptions. Barndominiums, manufactured homes, modular builds, and shipping container homes introduce unique underwriting, coverage, and claims considerations. Gain practical insights to evaluate risk, explain coverage limitations, and respond confidently as alternative housing continues to grow. 

Date and Time
Webinar Duration
60 minutes
CE Requirements
Verify your state and license CE requirements
Topics
  • Identify structural and regulatory differences across non-traditional dwelling types
  • Analyze underwriting challenges tied to construction methods, foundations, and occupancy
  • Recognize common coverage gaps and policy form limitations
  • Apply practical insight to claims handling and loss settlement challenges
  • Evaluate how lifestyle and behavior influence property risk outcomes
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