87% Risk Managers would consider a designation when selecting an agent or broker
100% of those in their career fewer than 2 years said the CPCU resulted in management recognition
93% of those surveyed said that their CPCU was a good addition to their resume

CPCU after your name communicates knowledge, leadership, and confidence. From navigating complex policy choices, to determining loss coverage, to proving ROI with knowledge of profitability ratios and interest rate calculations, you will understand outcomes and your clients can trust your understanding of managing risks.
- Develop an enhanced understanding of risk management principles with an emphasis on managing risk data, modeling outcomes, and applying new risk technologies.
- Build your mastery of cyber risk, financial data and statement analysis, and the various legal aspects of risk management.
- Implement corporate finance principles to protect your clients.
The 100% online CPCU program helps you develop the necessary skills to advance your career. In addition, you can earn the Associate in Risk Management (ARM™) designation as part of your CPCU studies.
LEARN MORE ABOUT THE ARM TO CPCU PATHWAYEarn your CPCU today
Personalize your CPCU studies by selecting either the Commercial or Personal Lines track. Arrange your courses around your schedule – with our 100% online delivery, our courses are accessible when you want, where you want. Note that if you'd like to earn your ARM designation the way to earning the CPCU designation, follow the ARM to CPCU path. On that path, you'll take the ARM courses in lieu of three of the CPCU core courses
Complete and pass the exam for these core courses as the first step toward earning your designation.
- CPCU 500: Managing Evolving Risks
- CPCU 520: Connecting the Business of Insurance Operations
- CPCU 530: Navigating the Legal Landscape of Insurance
- CPCU 540: Impacting the Bottom Line of Insurance Financials
Identify the specialty area in which you want to build your expertise, and complete these courses.
Commercial Track
- CPCU 551: Addressing Commercial Property Risk
- CPCU 552: Addressing Commercial Liability Risk
- CPCU 553: Understanding Personal Insurance and Finance
Personal Track
- CPCU 555: Developing Personal Insurance Solutions
- CPCU 556: Planning Personal Financial Strategies
- CPCU 557: Understanding Commercial Risk
Customize your learning journey and choose one of the courses below relevant to your career goals.
- AIDA 181: Big Data Analytics for Risk and Insurance
- CYB 301: Managing Cyber Risk
- AIC 300: Claims in an Evolving World
- AU 60: Commercial Underwriting Principles
- ARe 144: Reinsurance Principles and Practices
Ethical behavior is essential in risk management and insurance. Complete Ethics 312: Ethical Guidelines for CPCU, which provides a framework for making decisions and is offered at no cost.
Your Next Steps
If you’ve chosen the ARM to CPCU path, your ARM courses fulfill three of the core CPCU courses allowing you to jump right into CPCU 410: Speaking the Insurance Language. If you prefer the direct CPCU path, we recommend starting your studies with CPCU 500: Managing Evolving Risks. Learn more about and register for each course in the program below.
To check your progress towards your CPCU or select and register for your CPCU elective and Ethics course visit the Progress Tracker.
Additional Resources
Try it for Free
Get a head start by sampling an CPCU mini-course.
Sample a CPCU Mini-Course

Free Mini Course
Online CPCU Micro-Course
- Topics
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- Embracing Risktech
- The Risktech Ecosystem
- Understanding How Insurers Operate
- Insurer Goals and Constraints
- Differentiating Business Entities
- Corporations: Mergers, Dissolution, and Reorganization
- Understanding Corporate Investment
- Rate of Return on an Investment
- Average Completion Time
- 30-60 Minutes
100% Online Learning
Case studies, videos, and simulated exams help you retain critical knowledge.
CPCU for Today’s Busy Professional
100% Online Learning
The interactive online CPCU offers an all-new way of learning that fits your schedule and helps you retain critical concepts with:
- Conversational content reflecting evolving industry trends
- Case studies applying new concepts to the real world
- Knowledge checks and practice quizzes to check your understanding
- A simulated exam, proven to better prepare you for the actual exam
Study Options and Pricing
Choose the study option and exam format that work best for you.
Study Options
Choose the course materials that work best for you, then complete your exam virtually or in person.
ONLINE + COURSE BOOK
Get unlimited access to all online content, plus a printed course book to supplement your learning.
Package includes:
- Online course
- Assignment-level quizzes
- Unlimited practice exams
- A simulated, timed credentialing exam
- Printable workbook*
ONLINE ONLY
This package includes unlimited access to online content, as well as:
- Online course
- Assignment-level quizzes
- Unlimited practice exams
- A simulated, timed credentialing exam
- Printable workbook*
*All CPCU core courses now include a printable workbook as an additional exam-prep tool.
You've Got Questions, We've Got Answers
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Does earning the CPCU designation give me credit towards other designations at The Institutes?
Yes! After earning the CPCU you may have earned credit towards:
- You can earn the Associate in Risk Management (ARM™) designation as part of your CPCU studies. Learn about the ARM to CPCU program.
- Associate in Fidelity and Surety Bonding (AFSB)
- Associate in Insurance Accounting and Finance (AIAF)
- Associate in Insurance Services (AIS)
- Associate in Personal Insurance (API)
- Associate in General Insurance (AINS)
- Associate in Marine Insurance Management (AMIM)
- Associate in Premium Auditing (APA)
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Do the courses in the CPCU program earn CE credit?
Most courses in the CPCU program qualify for CE credit.
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Tell me about exam windows and what is the best strategy to selecting a window
Each exam window is open for 60 days. You may take your exam anytime during that time period.
We recommend you create a study plan to complete the course work first, then add two to three weeks for review and to complete the practice exam to be confident you are prepared. After creating this schedule, you should be able to select your exam window. If your projected completion date falls between exam windows, we recommend selecting the next exam window to not rush your studies.
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Are there study groups or online classes available for courses in the CPCU program?
For select designations and courses, instructor-led classes are available both in-person and online.
Find out if this designation has classes available near you.
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Are there networking opportunities for me as I progress through and complete the CPCU program?
Yes! The CPCU Society offers a variety of benefits for members including study groups, networking events, podcasts, webinars, an Agent and Broker interest group, and hosts an annual conference, In2Risk, concluding with CPCU conferment.
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Can I take a sample course before enrolling in a full course?
Yes! If you would like to preview a course, we offer a mini course that includes a few assignments from your selected program. Our mini-courses can be completed in 30-60 minutes depending on the program.
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I am not sure I’m ready for a designation, are there other options or programs at The Institutes for me?
Absolutely. The Institutes is home to a variety of options including topic courses, continuing education courses, employee benefits courses, and a Producer Accelerator program.
We want to help you succeed! If you have questions give us a call or send us an email.
Email: CustomerSuccess@TheInstitutes.org
U.S. and Canada: (800) 644-2101
Outside the U.S.: (610) 644-2100