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Associate in Premium Auditing (APA®)

Navigate the premium auditing process and effectively use premium determination with The Institutes Designations APA.

3 Core Courses
Understand premium auditing and insurance operations
1 Elective
Focus on insurance financials or commercial liability risk
Apply ethical frameworks to your day-to-day job
Stand out with your APA designation

Associate in Premium Auditing (APA) at a Glance

Gain on-the-job skills you can use right away with the APA designation.

Program details include:

  • 4 courses, plus ethics
  • 12-15 month completion time
  • 100% online courses
  • Virtual exams for all courses
  • Mailed diploma upon completion

Ready-Made Career Skills

  • Auditing
  • Financial Audits
  • Loss Mitigation
  • Financial Reporting
  • Audit Reports
  • Ratemaking
  • Exposure Assessment
  • Endorsements
  • Workers Compensation
  • Automobile Liability
  • Help insurers sustain profits and fair treatment of insureds by understanding the premium auditing process.
  • Effectively review an organization’s business operations and culture to identify loss exposures that affect the premium audit.
  • Create reports that assist insurers and future auditors in determining final earned premiums.
  • Understand the components and methods of ratemaking that influence the premium for commercial policies.
  • Identify the right exposure classifications and premiums for major business groups with new knowledge of CGL policies and endorsements.
  • Examine the exposure measures insurers use to determine commercial auto liability and physical damage premiums.

APA Designation

Total Requirements:
Average Completion Time:
12-15 Months

Still Wondering if APA is Right for You?

Here are some final facts to help you decide if this is the right designation for your role as well as your future career goals.

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My Courses

When you're working toward your educational goals, it's important to stay focused and create a schedule that works for you.

That’s why you can quickly and easily access your online courses online, anytime, so you can get what you need to develop the skills your role requires.

Within your online course you will have access to:

  • Course assignments
  • Glossary of key terms
  • Practice exams and more
Take me there
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Is a Designation Worth It?

If you have questions about whether to pursue a designation versus an MBA, why our students choose The Institutes Designations programs, or where to begin, we’ve got the answers! Download our guide, “Take Your Career to the Next Level,” to learn why a designation is worth the investment. 

Not Ready for APA? We've got you covered.

Try one of these to get started and gain the skills you need to advance your career.

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Associate in Insurance


Select the program path that matches your career goals and gain foundational knowledge in risk management and insurance.

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Insurance Essentials


Gain a basic understanding of foundational risk management and insurance concepts and operations.