Associate in Risk Management (ARM™)
Make a real-world impact by gaining a holistic and strategic understanding of risk assessment and treatment.
100% Online Learning
Case studies, videos, and simulated exams help you retain critical knowledge.
ARM for Today’s Busy Professional
Stay Ahead of Risk with ARM
Change the way you think about risk with the Associate in Risk Management (ARM™) designation from The Institutes.
Study Options and Pricing
Choose the study option and exam format that work best for you.
Study Options
Choose the course materials that work best for you, then complete your exam virtually or in person.
ONLINE + COURSE BOOK
Get unlimited access to all online content, plus a printed course book to supplement your learning.
Package includes:
- Online course
- Assignment-level quizzes
- Unlimited practice exams
- A simulated, timed credentialing exam
- Printed course book
ONLINE ONLY
This package includes unlimited access to online content, as well as:
- Online course
- Assignment-level quizzes
- Unlimited practice exams
- A simulated, timed credentialing exam
Try it for Free
Get a head start by sampling an online risk management course.
Sample a Risk Management Course

Free Mini Course
Mastering Holistic Risk Management
- Topics
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- The Evolution of Risk Treatment
- The Risktech Ecosystem
- Assessing and Treating Supply Chain Risk
- Organizational Culture’s Influence
- Identifying Catalysts for an ERM Program
- Average Completion Time
- 30-60 Minutes

ARM – What You Need to Know
- Stay current with relevant case studies on topics such as managing supply chain risk at a notable eatery or employing strategic risk management techniques in response to COVID-19.
- Study anytime, anywhere with an online learning experience that features interactive graphics, videos from risk management experts, and discussion boards that help reinforce concepts.
- Be prepared and know what to expect on test day with exam-prep tools that include knowledge checks, practice quizzes, and a simulated credentialing exam.
ARM at a Glance
The first step towards earning your ARM designation is to complete and pass the exam for these three core courses.
- ARM 400: Risk in an Evolving World
- ARM 401: Holistically Assessing Risk
- ARM 402: Successfully Treating Risk
Complete the following course offered at no-cost, to acquire the decision-making tools to maintain ethical standards and preserve the public’s trust.
- Ethics 311: Ethical Decision Making in Risk and Insurance
If you are interested in CPCU, complete Ethical Guidelines for CPCUs.
What an ARM can do for you
“My ARM is the foundation of everything I do. I use the principles learned in my ARM studies every day.”
Richard Johanson ARM, AIC
79% of completers said earning the ARM designation prepared them for their long-term career goals.
79% of those in their career less than 2 years said the ARM accelerated their career
93% of ARM completers would recommend The Institutes’ courses.
Still Wondering if ARM is Right for You?
Here are some final facts to help you decide if this is the right designation for your role as well as your future career goals.
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Who should take ARM?
Anyone who makes decisions based on risk:
- Risk managers, analysts and consultants
- Chief risk officers
- CFOs
- Business continuity, supply chain, and safety and loss control professionals
- Executives concerned with risk
- Agents and brokers
- Agency principals
- Client executives in brokerage firms
- Data analytics professionals
- Cyber risk professionals
- Claims managers and analysts
- Underwriters
- Public entity risk managers
- Line of business managers and executives
- Employee benefits managers
- Municipal managers and executives
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Does earning this designation give me credit toward others?
Completing this program may earn you credit toward:
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Are there public classes available for this designation?
For select designations and courses, instructor-led classes are available both in-person and online. Find out if this designation has classes available near you.
Additional Resources

My Courses
When you're working toward your educational goals, it's important to stay focused and create a schedule that works for you.
That’s why you can quickly and easily access your online courses online, anytime, so you can get what you need to develop the skills your role requires.
Within your online course you will have access to:
- Course assignments
- Glossary of key terms
- Practice exams and more

Is a Designation Worth It?
If you have questions about whether to pursue a designation versus an MBA, why our students choose our programs, or where to begin, we’ve got the answers! Download our guide, “Take Your Career to the Next Level,” to learn why a designation is worth the investment.
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