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Master Insurance Basics NEW Associate in Insurance

Grow your career and speak like an insurance pro in no time with the all-new, online Associate in Insurance (AINS®).

Save 25% for Limited Time Only

The all-new AINS is 25% off for a limited time only. Use discount code BASICS25 at checkout.

AINS at a Glance

3-6 Months Virtual Exams

The first step towards earning your AINS designation is to complete and pass the exam for this core course.

  • AINS 101: Increasing Your Insurance IQ

Build your expertise with one of the concentrations below and complete the required course.

Personal Lines

  • AINS 102: Understanding Personal Insurance

Commercial Lines

  • AINS 103: Exploring Commercial Insurance

Select the opposite of your concentration course (AINS 102 or AINS 103) if you wish to gain a broad view of insurance. If you want to dive into a specific area more fully, choose CPCU 500, ARM 400, AIC 30, or API 28.

  • AINS 102: Understanding Personal Insurance
  • AINS 103: Exploring Commercial Insurance
  • CPCU 500: Managing Evolving Risks
  • ARM 400: Risk in an Evolving World
  • AIC 30: Claim Handling Principles and Practices
  • API 28: Personal Insurance: Underwriting and Marketing Principles
  • AU 60: Evaluating Commercial Underwriting Risks

Ethics 311 is a free, required course for all designations at The Institutes. It will help you gain the tools you need to have strong ethical standards and build trust with your customers.

  • Ethics 311: Ethical Decision Making in Risk and Insurance

If you're interested in taking the CPCU program, you'll want to complete Ethics 312: Ethical Guidelines for CPCUs instead.

AINS exam question

Take the First Step with AINS 101

If you’re new to insurance, AINS 101: Increasing Your Insurance IQ is the first, fast step to building your insurance knowledge and confidence. 

In AINS 101, you’ll learn:

  • Why we have insurance and how insurers succeed
  • How underwriting works and how insurers handle claims
  • How insurers reach customers and what goes into an insurance policy

Currently enrolled in AINS?

Students enrolled in AINS 21, 22, or 23 have until December 15, 2021 to test on their expiring materials.

AINS Check Mark

First job in insurance?

If you want to get a broad view of insurance, we recommend taking both AINS 102: Understanding Personal Insurance and AINS 103: Exploring Commercial Insurance. You can take one as your concentration course and one for your elective.

If you know what you’re interested in, you can choose one of the electives below. These courses are more advanced and take an in-depth view of different areas of risk and insurance. You can also credit these elective courses towards additional designations.

  • CPCU 500: Managing Evolving Risks
  • ARM 400: Risk in an Evolving World
  • AIC 30: Claim Handling Principles and Practices
  • API 28: Personal Insurance: Underwriting and Marketing Practices

AINS Designation

Total Requirements: 4 Average Course: 6-9 Hours Program Completion: 3-6 Months

Still Wondering if AINS is Right for You?

Not ready for a designation? We have you covered.

Topic Course

Insurance Essentials


Gain a basic understanding of risk management and insurance concepts. Master key terms and definitions, understand the different types of insurance, and learn how insurance affects society and the economy.

Topic Course Most Popular

Introduction to Risk Management and Insurance


Confidently serve your customers with an understanding of basic risk management and insurance principles. Build a foundation in insurance functions and regulation, the risk management process, and the claims and underwriting decision processes.

*25% off discount code expires at 11:59 p.m. Eastern time on May 28, 2021 and excludes exams, custom courses, Targeted Training Solutions, corporate bulk orders, prepaid agreement enrollments, and nondiscountable materials. Discount cannot be combined with any other offers including corporate discounts.