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NEW Associate in Insurance: Master Insurance Basics

Grow your career and speak like an insurance pro in no time with the all-new, online Associate in Insurance (AINS®).

AINS at a Glance

3-6 Months Virtual Exams

The first step towards earning your AINS designation is to complete and pass the exam for this core course.

  • AINS 101: Increasing Your Insurance IQ

Build your expertise with one of the concentrations below and complete the required course.

Personal Lines

  • AINS 102: Understanding Personal Insurance

Commercial Lines

  • AINS 103: Exploring Commercial Insurance

Select the opposite of your concentration course (AINS 102 or AINS 103) if you wish to gain a broad view of insurance. If you want to dive into a specific area more fully, choose CPCU 500, ARM 400, AIC 30, API 28, or AU 60.

  • AINS 102: Understanding Personal Insurance
  • AINS 103: Exploring Commercial Insurance
  • CPCU 500: Managing Evolving Risks
  • ARM 400: Risk in an Evolving World
  • AIC 300: Claims in an Evolving World
  • API 28: Personal Insurance: Underwriting and Marketing Principles
  • AU 60: Evaluating Commercial Underwriting Risks

Ethics 311 is a free, required course for all designations at The Institutes. It will help you gain the tools you need to have strong ethical standards and build trust with your customers.

  • Ethics 311: Ethical Decision Making in Risk and Insurance

If you're interested in taking the CPCU program, you'll want to complete Ethics 312: Ethical Guidelines for CPCUs instead.

AINS exam question

Take the First Step with AINS 101

If you’re new to insurance, AINS 101: Increasing Your Insurance IQ is the first, fast step to building your insurance knowledge and confidence. 

In AINS 101, you’ll learn:

  • Why we have insurance and how insurers succeed
  • How underwriting works and how insurers handle claims
  • How insurers reach customers and what goes into an insurance policy
AINS Check Mark

First job in insurance?

If you want to get a broad view of insurance, we recommend taking both AINS 102: Understanding Personal Insurance and AINS 103: Exploring Commercial Insurance. You can take one as your concentration course and one for your elective.

If you know what you’re interested in, you can choose one of the electives below. These courses are more advanced and take an in-depth view of different areas of risk and insurance. You can also credit these elective courses towards additional designations.

  • CPCU 500: Managing Evolving Risks
  • ARM 400: Risk in an Evolving World
  • AIC 300: Claims in an Evolving World
  • API 28: Personal Insurance: Underwriting and Marketing Practices
  • AU 60: Evaluating Commercial Underwriting Risks

Score Higher with The Institutes’ Course Materials

Students who take the AINS simulated exam score 6-9 points higher on AINS exams!*

Use our study materials and proven exam prep tools to pass your exam with confidence.
Your course package includes:

  • A simulated exam proven to increase your chances of passing.*

  • Interactive, online learning activities you can access anytime, anywhere.

  • A printable workbook that highlights key points and breaks down complex concepts.

  • Full-length practice exams that help you focus and maximize your study time.

The simulated exams are very helpful. They give you an idea of what the real exam will be like and help you realize what you need to go back and study a bit more.

Kelly Perkins CPCU, AINS


AINS Designation

Total Requirements: 4 Average Course: 6-9 Hours Program Completion: 3-6 Months

Still Wondering if AINS is Right for You?

Not ready for a designation? We have you covered.

Topic Course

Insurance Essentials


Gain a basic understanding of risk management and insurance concepts. Learn key terms and definitions, understand the different types of insurance, and explore how insurance affects society and the economy.

Topic Course Most Popular

Introduction to Risk Management and Insurance


Confidently serve your customers with an understanding of basic risk management and insurance principles. Build a foundation in insurance functions and regulation, the risk management process, and the claims and underwriting decision processes.

*Based on AINS student exam results vs exam preparation methodologies, 2020-2021