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AINS 101: Increasing Your Insurance IQ

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Overview

Overview

Prepare for today’s rapidly evolving risk and insurance landscape and acquire a new set of skills you can use immediately. In this course, you’ll learn how to grasp key principles and concepts specific to insurance so you can implement them into your professional role. Explore topics like why insurance exists, how the underwriting process works, how claims are handled, and the necessary components of an insurance policy.

6-9 HOURS
Foundational

Skills You’ll Gain

checkmark Effectively explain how underwriters assess risk and price coverage through a comprehensive understanding of insurance concepts

checkmark Promptly respond to claimants and set appropriate expectations by using best practices for executing the claims handling process

checkmark Quickly navigate an insurance policy and determine whether the insurer is responsible for covering a loss

Ready-Made Career Skills:

  • Insurance
  • Claims Handling
  • Coverage Analysis
  • Customer Service
  • Risk Assessment
  • Insurance Operations

Assignments

Assignment 1:
Why Do We Have Insurance?
20 Minutes
Assignment 2:
How Do Insurers Succeed?
20 Minutes
Assignment 3:
How Does Underwriting Work?
25 Minutes
Assignment 4:
How Do Insurers Handle Claims?
25 Minutes
Assignment 5:
How Do Insurers Reach Customers?
15 Minutes
Assignment 6:
What Goes Into an Insurance Policy?
25 Minutes
Study Plan

Exam Prep Tools

  • Interactive Online Course: Learn at your own pace through a structured learning experience and modules featuring animations, video, question/answer scenarios, and more.
  • Mobile App: A flexible and convenient way for you to assess your understanding anytime, anywhere.
  • Practice Questions: Test your understanding throughout the course with knowledge checks and exam practice questions designed to reinforce key concepts, identify areas for review, and help you prepare with confidence.
  • Simulated Exam: Strengthen your readiness using a timed exam that mirrors the structure and difficulty of the actual exam. Students who complete the simulated exam pass at higher rates than those who don't.
  • Study Outlines: Reinforce your learning with study outlines designed to help you take notes and review the material as you progress through the course, with the option to print.
  • Resources: Take advantage of optional learning resources to reinforce your understanding and support your personal study routine. 

Try AINS For Free!

Sample the AINS designation in just 10-30 minutes to make sure it’s the right fit for you!

FAQ

FAQs

  1. Does this course give me credit toward The Institutes Designations?
    • Yes! AINS 101 gives you credit toward the Associate in Insurance (AINS) and the Senior Professional Public Adjuster (SPPA) designations.
  2. How long does the course take?
    • AINS 101 typically takes students 6-9 hours to complete.
  3. How is The Institutes Designations' exam structured?
    • Virtual exams are timed. You will have 65 minutes to complete 50 questions.
  4. How do testing windows work?
    • We offer The Institutes Designations' exams in 4 testing windows throughout the year.* You can complete your exam at any time in the testing window that you registered for. Access your exam from your account when the window opens and complete any time until 11:59 p.m. ET on the final day of the window.
      • Quarter 1: January 15 – March 15
      • Quarter 2: April 15 – June 15
      • Quarter 3: July 15 – September 15
      • Quarter 4: October 15 – December 15

*Exam windows that close on a weekend will be extended to the following business day.