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AINS 101: Increasing Your Insurance IQ

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Prepare for today’s rapidly evolving risk and insurance landscape and acquire a new set of skills you can use immediately. In this course, you’ll learn how to grasp key principles and concepts specific to insurance so you can implement them into your professional role. Explore topics like why insurance exists, how the underwriting process works, how claims are handled, and the necessary components of an insurance policy.


Skills You’ll Gain

checkmark Effectively explain how underwriters assess risk and price coverage through a comprehensive understanding of insurance concepts

checkmark Promptly respond to claimants and set appropriate expectations by using best practices for executing the claims handling process

checkmark Quickly navigate an insurance policy and determine whether the insurer is responsible for covering a loss

Ready-Made Career Skills:

  • Insurance
  • Claims Handling
  • Coverage Analysis
  • Customer Service
  • Risk Assessment
  • Insurance Operations


Assignment 1:
Why Do We Have Insurance?
20 Minutes
Assignment 2:
How Do Insurers Succeed?
20 Minutes
Assignment 3:
How Does Underwriting Work?
25 Minutes
Assignment 4:
How Do Insurers Handle Claims?
25 Minutes
Assignment 5:
How Do Insurers Reach Customers?
15 Minutes
Assignment 6:
What Goes Into an Insurance Policy?
25 Minutes

Exam Prep Tools

AINS 101 comes with proven comprehensive study materials to help you take The Institutes Designations' exam with confidence:

  • Printable Study Outline
  • Practice Quizzes
  • Simulated Exam
  • Discussion Boards
  • Flashcards

Try AINS For Free!

Sample the AINS designation in just 10-30 minutes to make sure it’s the right fit for you!



  1. Does this course give me credit toward The Institutes Designations?
    • Yes! AINS 101 gives you credit toward the Associate in Insurance (AINS) and the Senior Professional Public Adjuster (SPPA) designations.
  2. How long does the course take?
    • AINS 101 typically takes students 6-9 hours to complete.
  3. How is The Institutes Designations' exam structured?
    • Virtual exams are timed. You will have 65 minutes to complete 50 questions.
  4. What’s included in my course materials?
    • Your course materials include a printable study outline, assignment quizzes, practice exams, and a simulated credentialing exam.
  5. How do testing windows work?
    • We offer The Institutes Designations' exams in 4 testing windows throughout the year. You can complete your exam at any time in the testing window that you registered for. Access your exam from your account when the window opens and complete any time until 11:59 p.m. ET on the final day of the window.
      • Quarter 1: January 15 – March 15
      • Quarter 2: April 15 – June 15
      • Quarter 3: July 15 – September 15
      • Quarter 4: October 15 – December 15