87% Risk Managers consider a designation a factor in selecting an agent or broker
60% Risk Managers stated their agent or broker had their ARM
Explore ARM for Free!
Get a head start by sampling an online risk management course.
Sample ARM Micro-Course

Free Mini Course
Online ARM Micro-Course
- Topics
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- The Evolution of Risk Treatment
- The Risktech Ecosystem
- Managing Supply Chain Risk
- Organizational Culture’s Influence
- Average Completion Time
- 30-60 Minutes
Develop Skills You'll Apply Today
Your clients turn to you as a trusted source of risk management expertise. Develop and sharpen skills essential to guide your clients as they explore the best methods to uncover their weaknesses and build resilient organizations with you by their side.
Develop Skills You'll Apply Today
Gain skills you can use right away with the ARM designation including:
- Risk Management
- Enterprise Risk Management
- Data Analysis
- Risk Analysis
- Cyber Risk Management
- Risk Financing
- Strategic Thinking
- Organizational Leadership
- Compliance
Agent & Broker Path to Career Success
The Institutes Agent & Broker Path to Success is an accelerated option to earn your PRC, ARM, and CPCU designations in as little as two years. All courses and Micro-Certs are 100% online so you can access them when and where you want to complete your studies at your pace.
Become the Consultative Partner Your Clients Demand
The Institutes Agent & Broker Path to Success is an accelerated option to earn your PRC, ARM, and CPCU designations in as little as two years. All courses and Micro-Certs are 100% online so you can access them when and where you want to complete your studies at your pace.
Complete the Agent & Broker Path to Career Success in three steps:
- Earn your PRC
- Option 1: Complete PRC 110, PRC 111, three Micro-Certs of your choice, and Ethics 311 or Ethics 312
- Option 2: Complete PRC 110, PRC 111, ARM 400, and Ethics 311 or Ethics 312
- Earn your ARM
- Complete ARM 400, ARM 401, ARM 402, and Ethics 311 or Ethics 312
- Earn your CPCU
- After earning your ARM:
- Select and complete your track (Personal or Commercial)
- Complete one elective of your choice
- Complete Ethics 312 and matriculate
- After earning your ARM:
You can easily monitor your progress towards each designation on the Agent & Broker Path to Success in the all-new Progress Tracker.

Become the Consultative Partner Your Clients Need
Your clients turn to you as a source of risk management expertise. Guide them as they explore the best methods to uncover their weaknesses and build resilient organizations.
- Explore methods to manage and minimize hazard, financial, operational, and strategic risks.
- Master the skills to anticipate emerging risks.
- Understand how to address risk in rapidly evolving environments to create resilient organizations.
With our on demand ARM courses you get to complete your personalized program at your own pace. Want to earn your designation faster? No problem. Want to take your time? No problem. Study when, where, and how you want 24/7. Then, when ready conveniently complete your exam at the time and place that works for you with our 100% virtual exams.
Plus, as you successfully complete your ARM courses you are earning credit towards the respected CPCU designation through our Agent & Broker Path to Career Success.
Earning Your ARM
Gain skills you can use right away with the ARM designation. This program includes:
- 3 courses, plus ethics
- 9–12 month completion time
- 100% online courses
- Virtual exams for all courses
- Mailed diploma upon completion
Ready-Made Resume Skills:
- Risk Management
- Enterprise Risk Management
- Risk Analysis
- Risk Financing
- Data Analysis
- Cyber Risk Management
- Strategic Thinking
- Organizational Leadership
- Compliance
Gain a holistic risk management perspective and the skills to better protect an organization by completing 3 core courses, plus ethics:
- ARM 400: Risk in an Evolving World
- ARM 401: Holistically Assessing Risk
- ARM 402: Successfully Treating Risk
Ethical Decision Making in Risk and Insurance is a free course that's required for all designations, including ARM. If you’re interested in CPCU, complete Ethical Guidelines for CPCUs.
Your clients turn to you as a source of risk management expertise. Guide them as they explore the best methods to uncover their weaknesses and build resilient organizations.
- Explore methods to manage and minimize hazard, financial, operational, and strategic risks.
- Master the skills to anticipate emerging risks.
- Understand how to address risk in rapidly evolving environments to create resilient organizations.
Your Next Steps
We recommend starting your studies with ARM 400: Risk in an Evolving World. Learn more about and register for each course in the program below.
To check your progress towards your ARM visit your personal Progress Tracker.
You’ve got questions, we’ve got answers:
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Does earning the ARM designation give me credit towards other designations from The Institutes Designations?
Yes! After earning the ARM, you may have earned credit towards:
- CPCU – Learn more about the Agent & Broker Path to Career Success!
- Associate in Insurance Accounting and Finance (AIAF)
- Associate in Insurance Data Analytics (AIDA)
- Associate in Insurance (AINS)
- Associate in Insurance Services (AIS)
- Associate in Surplus Lines Insurance (ASLI)
- Associate in Reinsurance (ARe)
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Do the courses in the ARM program earn CE credit?
Most courses in the ARM program qualify for CE credit.
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Tell me about The Institutes Designations exam windows and what is the best strategy to selecting a window
Each exam window is open for 60 days. You may take your exam anytime during that time period.
We recommend you create a study plan to complete the course work first, then add two to three weeks for review and to complete the practice exam to be confident you are prepared. After creating this schedule, you should be able to select your exam window. If your projected completion date falls between exam windows, we recommend selecting the next exam window to not rush your studies.
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Are there study groups or online classes available for courses in the ARM program?
For select designations and courses, instructor-led classes are available both in-person and online.
Find out if this designation has classes available near you.
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Can I take a sample course before enrolling in a full course?
Yes! If you would like to preview a course, we offer a mini course that includes a few assignments from your selected program. Our mini-courses can be completed in 30-60 minutes depending on the program.
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I am not sure I’m ready for a designation, are there other options or programs at The Institutes for me?
Absolutely. The Institutes is home to a variety of options including topic courses, continuing education courses, employee benefits courses, and a Producer Accelerator program.
We want to help you succeed! If you have questions give us a call or send us an email.
Email: CustomerSuccess@TheInstitutes.org
U.S. and Canada: (800) 644-2101
Outside the U.S.: (610) 644-2100