Sharpen your knowledge of life- and retirement-focused products to offer a full range of employee benefits to your clients.
Earn your certificate after completing the seven courses listed below. Our courses are 100% online and most can be completed in under 4 hours. Complete each course by successfully completing a virtual exam included in your course purchase.
Get started today with your first course so you can demonstrate your commitment to offering a full range of consultative services to your clients as their needs and businesses grow. Not ready to dive into a certificate program? No problem. Try out one of the individual topic courses and take it from there.
Overview of Disability Plans
Learn more about the various types of private and government-sponsored disability insurance programs as well as how to guide consumers with disabilities and their families through the decision-making process.
Life and Accidental Death & Dismemberment
The wide variety of life insurance products can make it difficult for employers to decide which types of coverage to offer employees. This course provides a solid understanding of life insurance options, business-oriented life policies, accidental death and dismemberment (AD&D) policies, and underwriting and eligibility requirements.
Overview of Retirement Plans
Plan sponsors have many options when designing a retirement plan. This course reviews the different plan structures available and all of the Internal Revenue Code (IRC) and Employee Retirement Income Security Act (ERISA) requirements that retirement plans must meet to qualify for tax advantages.
401k Plans
The 401(k) plan has emerged as the primary retirement savings plan for many employees because of the tax advantages it provides. This course looks at many considerations for structuring and administering a compliant 401(k) plan, including employer and employee contributions, nondiscrimination testing, safe harbor protections, automatic enrollment and distributions.
Defined Contribution Plans
A defined contribution plan offers flexibility to the plan sponsor and places all investment risk on the participant. Study how profit-sharing plans, employee stock ownership plans (ESOPs), money purchase pension plans, employer-sponsored IRAs, simplified employee pension (SEP) plans and Savings Incentive Match Plans for Employees (SIMPLE) plans provide different retirement savings options to employees.
Defined Benefit Plans
Learn about the defined benefit plan options available to plan sponsors, including the different pay- and service-related benefit formulas, plan funding responsibilities, investment decisions and risks, distribution methods and plan termination options.
Retirement Plan Investments and Vendor Management
Meet all the key players involved in designing, administering and growing a retirement plan. Review the unique responsibilities of plan sponsors, trustees, fiduciaries, retirement plan committees, investment consultants and managers, actuaries, recordkeepers and third-party administrators (TPAs), and learn how to manage relationships with each of these groups.
