Expand Your Horizons
Is it time to expand your knowledge on employee benefit topics? We’ve bundled employee-benefit topic courses into five targeted certificate programs. Complete the courses in each area and earn a certificate from The Institutes.
Get started today with your first course so you can demonstrate your commitment to offering a full range of consultative services to your clients as their needs and businesses grow. Not ready to dive into a certificate program? No problem. Try out one of the individual topic courses and take it from there.
Employee Benefits Certificates
Health Plans and Products, Foundations I
Build your foundational knowledge and skills with this comprehensive program covering health care and prescription plans, the ACA and HIPPA, and delivery models.
Health Plans and Products, Foundations II
Explore programs clients can implement to promote employee wellness and savings tools including HSA, HRA, and FSA accounts.
Health Plan Laws & Regulations
Expand your knowledge of the complex laws and regulations that surround health plans and their impact on your clients.
Accelerated Health Benefit Topics
Develop an enhanced mastery of the complexities of Social Security and FMLA and methods to minimize productivity losses as a result of employee leave.
Life and Retirement Essentials
Sharpen your knowledge of life- and retirement-focused products to offer a full range of employee benefits services to your clients.
Employee Benefit Topic Courses
Introduction to Group Health Plans
Group health benefits play a key role in your clients' businesses. Having trained staff who can effectively answer group health plan questions is essential.
Self-Funded Health Plan Basics
Employers providing group health plans for their employees often choose to self-fund medical benefits instead of purchasing insurance. Help your clients navigate self-funded plans.
Health Savings Accounts (HSAs)
HSAs are designed to pay for day-to-day qualified medical expenses on a tax-favored basis before health coverage provided through a high-deductible health plan (HDHP) begins.
Overview of Prescription Drugs
Navigating through sources of coverage, the different types of drugs that exist, various plan costs and features, and the claims process can be difficult. Learn how prescription drug plan sponsors can help.
Learn how taking an active role in supporting employee wellness can improve overall productivity and the health and stability of a workforce.
Overview of Disability Plans
Learn more about the various types of private and government-sponsored disability insurance programs and how to guide consumers through the decision-making process.
Examine the many considerations for structuring and administering a compliant 401(k) plan, including including employer/employee contributions, nondiscrimination testing, safe harbor protections and distributions.
Americans With Disabilities Act (ADA)
Dive deep into Title I of ADA, which specifically provides protection from employment discrimination to qualified applicants and employees with disabilities.
Get quickly up to speed on the requirements COBRA, including who is entitled and how coverage must be administered.
Defined Benefit Plans
Learn about the different pay- and service-related benefit formulas, plan funding responsibilities, investment decisions and risks, distribution methods and plan termination options.
Defined Contribution Plans
Study how profit-sharing plans, ESOPs, money purchase pension plans, employer-sponsored IRAs, SEP plans and SIMPLE plans provide retirement savings options to employees.
Get the information you need to understand the requirements of the Employee Retirement Income Security Act of 1974 (ERISA).
Family and Medical Leave Act (FMLA)
Help employers identify their responsibilities under FMLA so they can administer leave properly to eligible employees.
Fiduciary Responsibility for ERISA Plans
This course is designed to help fiduciaries understand their responsibilities and avoid penalties and personal liability.
Flexible Spending Accounts (FSAs)
This course reviews the various requirements of health care flexible spending accounts (HCFSAs), dependent care flexible spending accounts (DCFSAs) and limited purpose FSAs.
Health Care Cost and Quality
Understand the methods for managing health care costs and quality that plan sponsors may share with their participants.
Health Care Delivery Models
Stay informed on ever-developing health care delivery models.
Health Insurance Basics
Designed for those who help participants enroll in health insurance coverage.
This course defines health literacy and its importance and provides a comprehensive overview of how to assist consumers with low health literacy in any setting.
Health Reimbursement Arrangements (HRAs)
This course reviews HRA funding requirements, tax advantages, distribution options for qualifying medical expenses, claims substantiation and other administration considerations.
Comprehensive training on the latest HIPAA regulations for plan sponsors and business associates.
Learn administrative, physical and technical best-practice safeguards to have in place and how to document your compliance.
Leave Program Design and Administration
Review the various types and best practices of short- and long-term leave programs that employers can provide.
Life and Accidental Death and Dismemberment
Gain a solid understanding of life insurance options, business-oriented life policies, accidental death and dismemberment (AD&D) policies, and underwriting and eligibility requirements.
Managing Absence and Productivity Issues
This course addresses absence management strategies and other tools for driving employee productivity.
This course provides an overview of the current Medicare program.
Overview of ACA
For anyone who counsels health care consumers, this course provides guidance on how to objectively advise consumers about their choices.
Overview of Exchanges
Everything you need to know about the ACA-created online Marketplace, also known as a public exchange in some states, is covered in this course.
Overview of Retirement Plans
Understand the different plan structures available and the IRC and ERISA requirements that retirement plans must meet to qualify for tax advantages.
Retirement Plan Investments and Vendor Management
Meet all the key players involved in designing, administering and growing a retirement plan.
Self-Funded Health Plans: Cost-Containment Strategies
Learn how self-funded plan sponsors can use data analytics, predictive modeling and various plan designs to deliver cost-effective health care benefits.
Self-Funded Health Plans: Understanding Stop-Loss Insurance
Learn about the types of stop-loss insurance available and what to know before purchasing and negotiating a policy.
Understanding Social Security
Designed to help both employers and individual workers understand eligibility requirements and funding processes.