Become the consultative partner your clients demand
The Institutes Agent & Broker Path to Success is an accelerated option to earn your PRC, ARM, and CPCU designations in as little as two years. All courses and Micro-Certs are on-demand. Access them when and where you want to complete your studies at your pace.
PRC® - Professional Risk Consultant
As you start a new career, there’s no better time to set yourself up to be the super hero of your career. Develop the skills necessary to star in a rewarding career as you build industry knowledge, take control of your career path, and accelerate your success with the PRC program.
PRC & You: A Combo That Can’t Be Beat!
PRC & You: A Combo That Can’t Be Beat!

Unlock your competitive advantage as you sharpen your industry knowledge.
You’ll gain a deeper understanding of how the insurance industry works, who the players are, what each department does, and how you can be an effective producer.

Develop a fulfilling career as you apply your enhanced product expertise.
As you complete the PRC program you’ll learn about the insurance and risk management industries, the role you’ll play as a consultative partner to your clients, and explore the vertical markets and specialties available to you as you plan your career.

Build specialized expertise with our curated selection of Micro-Certs.
Our curated collection of Micro-Certs allow you to complete concentrated, focused courses to deepen your understanding of specialized insurance, markets, and how you can help your clients avoid coverage gaps.

Celebrate your reputation as a producer dedicated to helping your clients.
As you earn Micro-Certs and the PRC designation you’ll earn digital badges to display in your email signature and social media profiles to build your credibility as you progress through the PRC program.
ARM™ – Associate in Risk Management
Your clients look to you for guidance in an increasingly complex risk environment. ARM helps you become a more strategic advisor by strengthening your ability to identify emerging risks, evaluate exposures, and recommend solutions that help clients build more resilient businesses.
Succeed in Today's Evolving Risk Environment
Your clients look to you for guidance as they navigate increasingly complex risks. ARM helps you become a more strategic advisor by strengthening your ability to identify emerging exposures, evaluate vulnerabilities, and recommend risk management strategies that help clients build more resilient businesses.
- Identify and assess operational, financial, strategic, and emerging risks.
- Develop the skills to recognize evolving threats and opportunities.
- Apply practical risk management strategies that help clients strengthen resilience and make more informed decisions.
- Gain insights into how technology, data, and emerging trends are reshaping risk management.
Plus! After earning your ARM, you're only five courses away from earning your CPCU®.
CPCU®
Take your career to higher levels with the CPCU. As you complete CPCU courses you will elevate your ability to consult with your clients, strengthen your leadership skills, broaden your understanding of many facets of insurance and risk management, and develop skills vital to lead cross-functional collaborative teams with a deeper understanding of the insurance value chain.
How CPCU Benefits You
Take your career to new heights with CPCU
- Take a holistic approach to financial planning, insurance accounting, and investment strategies.
- Apply analysis tools to evaluate personal or commercial client coverage needs, close hidden gaps, and meet legal requirements.
- Assess, manage, and mitigate personal or commercial cyber risks, the impact of natural disasters, and other unique loss exposures.
- Examine customer expectations and develop competitive advantages.
- Understand and measure how clients manage capital and risks through financial statement analysis.
- Evaluate carriers based on key financial and quantitative data as you select the best match for your agency.
Not Sure Where to Start? We Can Help!
PRC® Professional Risk Consultant
PRC is designed for professionals new to the risk management industry. This is ideal if you are in your first two years of your career. Earn your PRC and three Micro-Certs included in the program in 4-6 months.
Suggested Experience Level:
Risk management and insurance professionals new to the risk management and insurance industries.
ARM™ Associate in Risk Management
Today's clients need more than insurance solutions; they need advisors who can help them navigate risk with confidence. ARM equips you with practical risk management knowledge and strategic skills that help you identify emerging exposures, strengthen client conversations, and provide guidance that goes beyond coverage recommendations.
Suggested Experience Level:
Agents and brokers ready to deepen their risk management expertise and provide more strategic guidance to clients.
CPCU®
As you complete CPCU courses you will elevate your ability to consult with your clients, strengthen your leadership skills, broaden your understanding of many facets of insurance and risk management, and develop skills vital to lead cross-functional collaborative teams with a deeper understanding of the insurance value chain.
Suggested Experience Level:
Experienced risk management and insurance professionals ready to build focused product knowledge and leadership potential after two or more years in the industry.
Take Our Programs Out for a Free Test-Drive!
Check out PRC for Free!
Want to take PRC out for a test drive? We offer a free sample course that includes an assignment from PRC 110. The PRC sample course can be completed in approximately 30 minutes.
Check out PRC for Free!
Free Sample Course
PRC Sample Course
- Topics
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- Understanding the Sales Team and the Role of Sales and Service Professionals
- Learning how Producers Serve as Risk Consultants to their Clients
- Exploring the Expanding Role of the Commercial Producer
- Average Completion Time
- 10-30 Minutes
Try ARM for Free!
Get a head start by sampling an online risk management course.
Sample a Risk Management Course
Free Sample Course
ARM Sample Course
- Topics
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- The Broken Supply Chain: What Would You Do?
- Identifying Risks: What Would You Do?
- Assessing an Organization’s Risks: What Would You Do?
- The Botched Software Rollout: What Would You Do?
- Protecting the Secret Recipe: What Would You Do?
- When the Warning is Ignored: What Would You Do?
- The Earthquake: What Would You Do?
- Average Completion Time
- 30-45 Minutes
Explore CPCU for Free!
Get a head start by sampling an CPCU sample course.
Try a CPCU Sample Course
Free Sample Course
CPCU Sample Course
- Topics
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- Building Your Foundation
- Risk Management and Insurance in Action
- The Vital Role of Risk Management and Insurance
- The Evolving Insurance Industry
- Solving Business Problems with Critical Thinking
- The Effect of Data Analytics on the Insurance Value Chain
- Innovating Across the Insurance Value Chain
- Average Completion Time
- 30-60 Minutes
You have questions, we have answers:
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Does earning the PRC, ARM, or CPCU designations give me credit towards other designations at The Institutes?
Yes!
After earning the PRC, you may have earned credit towards:
- Associate in Risk Management (ARM)
After earning the ARM, you may have earned credit towards:
- CPCU
- Associate in Insurance Accounting and Finance (AIAF)
- Associate in Insurance Data Analytics (AIDA)
- Associate in Insurance (AINS)
- Associate in Insurance Services (AIS)
- Associate in Surplus Lines Insurance (ASLI)
- Associate in Reinsurance (ARe)
After earning the CPCU you may have earned credit towards:
- You can earn the Associate in Risk Management (ARM™) designation as part of your CPCU studies.
- Associate in Claims (AIC)
- Associate in Commercial Underwriting (AU)
- Associate in Fidelity and Surety Bonding (AFSB)
- Associate in Insurance (AINS)
- Associate in Insurance Accounting and Finance (AIAF)
- Associate in Insurance Data Analytics (AIDA)
- Associate in Insurance Services (AIS)
- Associate in Management (AIM)
- Associate in Marine Insurance Management (AMIM)
- Associate in Personal Insurance (API)
- Associate in Premium Auditing (APA)
- Associate in Regulation and Compliance (ARC)
- Associate in Reinsurance (ARe)
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Do the courses in the PRC, ARM, or CPCU programs earn CE credit?
Most courses and Micro-Certs in the PRC, ARM, and CPCU programs qualify for CE credit. Visit our State CE and License Information page to confirm credits for your license and state.
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Tell me about exam windows and what is the best strategy to selecting a window
Each exam window is open for 60 days. You may take your exam anytime during that time period.
We recommend you create a study plan to complete the course work first, then add two to three weeks for review and to complete the practice exam to be confident you are prepared. After creating this schedule, you should be able to select your exam window. If your projected completion date falls between exam windows, we recommend selecting the next exam window to not rush your studies.
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Can I take a sample course before enrolling in a full course?
Yes! If you would like to preview a course, we offer a sample course that includes an assignment from your selected program. Our sample courses can be completed in 30-60 minutes depending on the program.
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Are there networking opportunities for me as I progress through and complete the PRC, ARM, or CPCU pathway?
Yes! The CPCU Society offers a variety of benefits for members including study groups, networking events, podcasts, webinars, an Agent and Broker interest group, and hosts an annual conference, In2Risk, concluding with CPCU conferment.
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I am not sure I’m ready for a designation, are there other options or programs at The Institutes for me?
Absolutely. The Institutes are home to a variety of options including Micro-Certs, focused online courses, continuing education courses, employee benefits courses, and more.
We want to help you succeed! If you have questions give us a call or send us an email.
Email: CustomerSuccess@TheInstitutes.org
U.S. and Canada: (800) 644-2101
Outside the U.S.: (610) 644-2100